Friday, December 27, 2019

14 Surprising Ways Your Boss Can Change Your Career Forever

14 Surprising Ways Your Boss Can Change Your Career Forever14 Surprising Ways Your Boss Can Change Your Career ForeverNot all bosses are great, but many end up having a huge impact on our lives. From helping us become better employees to pushing us toward something better, early managers can seriously influence our future career paths.To find out how bosses- good and bad- have made a difference in their former employees lives, we asked 14 young entrepreneurs from YEC to share the best thing a former boss had ever done for them. Hint Some of their answers might surprise you1. Fired MeAt my last company, my boss could see that I welches way overqualified and underpaid for the job. But he also knew that if he didnt fire me, Id never leave. When I got fired, he explained this to me. I then started my own thing, and six years later I still do consulting work for him, and hes become one of my best friends. Getting fired can be the best gift any employer could give you.- John Rampton, Adogy 2. Gave Me ExposureWhen I worked in a very well-known Fortune 500 company, my boss gave me broad leeway to take some innovative risks. And when the risks panned out, she gave me the opportunity to present to the CEO (one of the most well-known CEOs in America). She could have easily taken the opportunity herself, but wanted me to have the exposure and the chance to present to him and his entire leadership team.- Susan LaMotte, Exaqueo3. Told Me Not to Get Into the BusinessI welches in college and my first and only internship was at Morgan Stanley. My teamberaterin actually suggested that even if I was offered a job there after the internship, I shouldnt take it, because I was much better at doing my own thing than working for a hedge fund doing analysis. He said, Derek, you and me can give a client the saatkorn advice, but because you dont have white hair, they will listen to me and not you, so dont waste your time here.- Derek Capo, Next Step China4. Believed in MeMy former boss co ntinuously communicated that he valued my talent and believed in me. When I started my own company, he was there as a sounding hauptplatine and was quick to offer valuable advice when I needed it.- Ashley Mady, Brandberry5. Told Me He Didnt Pay Me to Have IdeasOn one of my last days as an employee, the owner of the company said to me, I dont pay you to have ideas. I pay you to implement the ideas I give you. In that instant, I realized that I didnt want to spend another day working for someone with such a ludicrous, screwed-up perspective on leadership. That was all the encouragement I needed to start my own company- a company where ideas from all employees are encouraged and appreciated.Brittany Hodak, ZinePak6. Forced Me to Make 500 Cold Calls a DayMy boss at a private wealth management internship required me to make 500 cold calls every day to drum up leads for his practice. While I hated it at the time, I became super comfortable getting on the phone and cold calling strangers. I no longer make cold calls, but that experience has made me much better on the phone, which is a vital skill in any business.- Josh Weiss, Bluegala7. Held Me AccountableOne boss that stands out in my mind encouraged my independence but held me accountable for all of my accounts. He assured me hed always have my back, but asked that I never give him a reason not to. It made me want to make him proud and work harder. It taught me the importance of being self-motivated and a leader in my own right.- Amanda L. Barbara, Pubslush8. Took Long Coffee Breaks With MeEarly on, I had a manager who would take me to our clients cafeteria almost every afternoon- where wed talk, only sometimes about work. Our discussions flowed on, often lasting over an hour. Was he bored? Lazy? Couldnt be further from the truth. He got to know me in a way that no other manager ever would. When it came time for feedback, Ive never listened closer.- Aman Advani, Ministry of Supply9. Made Me a Real Part of the TeamN o matter what the task or where the next meeting or project as a young employee was, he would always include me and make me feel as if I were a major part of the process and company. This little thing truly had an impact on me and showed me the importance of making everyone on your team or in your company a major priority at all times.- Jason Grill, JGrill Media Sock 10110. Taught Me Mental ToughnessA former boss of mine was a PhD psychotherapist and taught me what mental toughness was- how to harness the power of my mind and focus to achieve whatever I wanted out of life. He taught me how to visualize and focus, and how to plan and stick to the plan no matter how difficult it got. We would have lots of long conversations, and he showed me how setting small goals and daily achievements helps to move you toward your bigger goal.- Brandon Dempsey, GoBRANDgo11. Supported Me When it Was Time to LeaveThe greatest thing a previous boss has ever done for me was support me when I knew it w as time to leave. Ive taken that same conversation and applied it towards multiple employees at my company. Anyone battling with a life-changing decision around employment deserves strong support, especially after theyve been so supportive in helping me build my business.- Jeff McGregor, Dash12. Transferred Me and Beat Me Senseless with WorkI initially worked as an intern during high school at FSLR, around the time of its IPO. It was not what I was expecting. The VP of strategy, Ray Immelman, met me during my first official business trip and initially wrote me off. I worked to be excellent the first day it ended with a steak dinner. Afterwards, he transferred me and then overloaded me with work. He set an impossibly high bar, which pushed me to learn far beyond my years.- Alec Bowers, Abraxas Solutions13. Lied About Me to the BoardAt my last job before I took the entrepreneurial leap, my boss lied to the board about why I was doing a poor job so he could fire me. While he thought he was hurting me (and it did hurt at the time), I ultimately got the last laugh, as it was the momentum I needed to go it alone and start my first company.- Darrah Brustein, Network Under 40 / Finance Whiz Kids14. Let Me Listen to His Phone ConversationsBack when I sold carpet for a living, my boss Gary let me listen to his phone conversations with customers who had problems. That is where I learned the value of patience, problem resolution, and (most importantly) respect for people. - Vladimir Gendelman, Company Folders, IncPhoto of people courtesy of Shutterstock.

Sunday, December 22, 2019

Unhappy on the Job Here#8217;s What You Can Do

Unhappy on the Job Here8217s What You Can Do Unhappy on the Job Here8217s What You Can Do The survey also revealed that nearly two-thirds of participating workers have considered quitting their job. The reasons?-Dont receive enough compensation (51 %)-Lack of advancement opportunities (31 %)-Being unfilled (26 %)-Too stressful (24%)-Not using their education or skills (21 %)If youre dissatisfied with your current working situation, youll inevitably slip into disengagement, which quickly leads to overall unhappiness. And what worker wants to commit 8+ hours each day to a role he or she doesnt enjoy? I cant think of anyone who fits that bill.So, if youre finding your job less than desirable, dont panic all hope is not lost. Margaret H. Greenberg and Senia Maymin, Ph.D., Live Happy columnists and authors of the business book Profit from the Positive Proven Leadership Strategies to Boost Productivity and Transform Your Business, have teamed up to help you and the myriad amount of peopl e who have found themselves in similar circumstances.Below are four steps from (and written by) Greenberg and Maymin to help you identify and assess unhappiness on the job, and transform it into the oppositeWhat makes you stay? Is it really the job itself that you dislike, or is it something else? A toxic boss or colleagues who dont pull their weight? Maybe you dont feel valued or youre not being compensated fairly? Maybe your work schedule has become all-consuming? Make a list of whatever you dislike, and then make another list of what makes you stay. Ask yourself, What makes me stay in a job Im not happy with? Are there really compelling reasons for why you stay in a job you hate, or are you playing it safe? To bust through the inertia, identify just one small change you can make that will have the biggest, most positive impact on your work life.Play to your strengths.When we dont like our job, it is very likely that we are not playing to our strengths. Sometimes were not even awa re of our strengths or we take them for granted. A simple way to uncover your strengths is to ask yourself, What kinds of work really energize me? The flipside is to ask yourself, What kinds of work sap my energy?Now go ask three trusted colleagues, What do I do best? Whats a story of me at my best at work? Then try to use those strengths as much as possible in your current job. First of all, youll be happier. Secondly, youll be curating your resume more toward those things you enjoy doing when it comes to a next job.Dabble. Professor Herminia Ibarra of INSEAD Business School has found that people who dabble in other areas of work have an easier time making a transition to a new line of work. For example, if your company has employee resource groups (ERGs) related to an area you are passionate about, such as technology, women in leadership, diversity, community service, or wellness in the workplace, get involved. Not only will you get to do work in an area that interests you, but yo ull expand your network. Youll be exposed to people in your company who can also provide career advice and support. No ERGs? No problem. Volunteer in a different area, department, or on a project. Get involved dont wait to be asked to the dance.Job craft. If you have a good relationship with your boss, have a talk with him or her. Talk about your strengths and ask what he/she sees as your strengths. Do what you see and what he/she sees align? Also talk about areas, projects, or work where you would like to gain more exposure. Work together to craft your job to fit closer to your strengths and professional goals.

Wednesday, December 18, 2019

Writing a Resume for a Career Change With No Job Experience

Writing a Resume for a Career Change With No Job ExperienceWriting a Resume for a Career Change With No Job ExperienceSo, the perfect dream job comes along and you want to apply. But you know you have no job experience in that particular field.You do not always have to pass on opportunities when you have no job qualifications. We all start somewhere with no job experience. You will still have to go up against people who have experience, yes, but it does not make your prior job experience is useless.Here are some resume tips for those who have no job experience, or no qualifications in a relevant industry.Add only transferable skillsFor example, if your current position involves leading teams and the job requirements specifically asks for someone who is self-motivated or a team player. Whether you lead a unit in the Armyor captain a winning sports team, the reality is you like to lead.You would have to change your style of leadership. But you led people in the past and it shows you ha ve the personality for it.Besides, you must have some form of transferable skill. Otherwise, the job never would have peaked your interest in the first place.Add volunteer work or hobbiesTypically, our hobbies and volunteer work are the things we have a passion for, but maybe do not pursue as a career due to financial reasons. However, volunteer work and hobbies are skills we possess and therefore can be useful for a resume.For example, lets say you recently managed a group of volunteers for a charity function. Add that to your resume because you are showing what you care about. And you are showing you can manage people and business tasks, maybe even finances, too.Sure, you have no job experience in the relevant field, but the hiring manager is getting a sense of what you can accomplish and your character. Talking about volunteer work or hobbies helps a company see if you fit their culture. Compatible personalities are important to the workplace.Add explanations with enthusiasmWhen you have no job qualifications, a cover letter with an enthusiastic explanation is helpful. Also, use each section of your resume to passionately explain why you think your previous experience can help the company. Do not acknowledge that you have no job experience. That is obvious.Although not a resume tip, it is a good idea to have a passionate cover letter. Use it to explain with confidence why you believe you are a good company fit. Explain how you see you can help.If a company believes they can develop you, they may just overlook the fact that you have no job experience in their particular industry.

Friday, December 13, 2019

Navy Aviation Structural Mechanic (AM)

Navy Aviation Structural Mechanic (AM)Navy Aviation Structural Mechanic (AM)The Aviation Structural Mechanic - Hydraulics (AM), maintains all aircraft main and auxiliary hydraulic power systems, actuating subsystems and landing gear. Responsible for maintenance on the aircraft fuselage (mainframe) wings airfoils, and associated fixed and moveable surfaces and flight controls. These technicians may also volunteer to fly as Naval aircrew. Aircrew performs numerous in-flight duties and operates aircraft systems in turbojet, helicopter, or propeller aircraft. The duties performed by AMs include Maintain aircraft landing gear system, brakes, and related pneumatic systems, reservoir pressurization, emergency actuating devices, pumps, valves, regulators, cylinders, lines, and fittingsService pressure accumulators, emergency air bottles, oleo struts, reservoirs, and master brake cylindersInspect, removes and replace components of hydraulic systemsReplace gaskets, packing, and wipers in hydra ulic componentsRemove, repair and replace aircraft fuselage, wings, fixed and movable surfaces, airfoils, regular seats, wheels and tires, controls and mechanisms Remove, install and rig aircraft flight control surfacesFabricate and assemble metal components and make minor repairs to aircraft skinInstall rivets and metal fastenersPaintWeldFabricate repairs for composite componentsPerform non-destructive dye penetrant inspections (NDI)Perform daily, preflight, postflight and other periodic aircraft inspections Working Environment Aviation structural mechanics may be assigned to sea or shore duty any place in the world, so their working environment varies considerably. They may work in hangars or hangar decks, or outside on flight decks or flight lines at air stations. A high noise level is a normal part of their work environment. AMs work closely with others, do mostly physical work and require little supervision. AMs may also serve as flight engineersaboard certain aircraft. A-School (Job School) Information Pensacola - 43 calendar daysPensacola - 11 calendar days (only some recruits will attend this course) ASVAB Score Requirement VEARMKAS 210 OR VEARMKMC 210 Security Clearance Requirement None (except for those who volunteer for aircrew duty) Other Requirements Vision must be correctable to 20/20Must have normal color perceptionMust have normal hearingMust be high school graduateNo history of drug abuse Sub-Specialties Available for This Rating Navy Enlisted Classification Codes for AM Current Manning Levels for This Rating CREO Listing Note Advancement (promotion) opportunity and career progression are directly linked to a ratings manning level (i.e., personnel in undermanned ratings have greater promotion opportunity than those in overmanned ratings). Sea/Shore Rotation for This Rating First Sea Tour 48 monthsFirst Shore Tour 36 monthsSecond Sea Tour 36 monthsSecond Shore Tour 36 monthsThird Sea Tour 36 monthsThird Shore Tour 36 monthsFou rth Sea Tour 36 monthsForth Shore Tour 36 months Note Sea tours and shore tours for sailors that have completed four sea tours will be 36 months at sea followed by 36 months ashore until retirement. Much of the above information courtesy of the Navy Personnel Command.

Sunday, December 8, 2019

The True Story About Resume Examples for Teens That the Experts Dont Want You to Hear

The True Story About Resume Examples for Teens That the Experts Dont Want You to Hear Type of Resume Examples for Teens Youre surfing your laptop, attempting to come across old resume. Make sure to deal with the HR manager or owner by name if you have the ability to learn who they are. When youre working at your existing job youre not stressed, seems like everything goes smooth and with no troubles. Keep patrons happy as a way to ensure recurring business. All you need to do is simply edit the document to include your private info. As soon as you have added your details and work experience, it is possible to also save your resume as PDF if you want. Below, you will discover a list of resume examples that may assist you with your work search. The absolute most hard step here is to choose which resume format is appropriate for you. Want to Know More About Resume Examples for Teens? You have skills and different knowledge in these types of areas. While all resumes should offer information on your work and education experience, along with your abilities and accomplishments, there are various ways to present this info. A perfect pick for candidates with lots of experience who want to have a really good one-page resume template. Have a look at this excellent resume template for virtually any sort of business, including nursing. Resume Examples for Teens - Dead or Alive? Lots of the sample resume templates are designed with a quite high quality and appear very professional. You can also alter the font if you wish (and the exact same goes for each template in our list). Sample resume templates are extremely easy to use. Look at an absolutely free CV template prepared to print. The Good, the Bad and Resume Examples for Teens Once you have selected your perfect resume template from our selection, follow our totally free expert guidance about ways to craft the ideal herunterkommen resume. There are lots of free resume templates readily available on the web but sometimes it can be very hard to decide on the best one that is most suited to you. When you have prepared and submitted your resume to an employer the hope is you will be requested to attend work interview to go over further whether you are going to be suitable. Everyone hopes to put on an opportunity to impress potential new employer at a job interview, but theres no denying that interviews can be quite stressful As long as the hiring manager can read your resume readily, youve completed a great job. Always keep in mind that the best resumes will secure the interviews. Tons of job seekers even dont understand where to begin. Make certain that the skills are related to the job which you desire. Its important to get your resume stand out from the work competition. Begin by describing your perfect summer job. What Everybody Dislikes About Resume Examples for Teens and Why You may also read more on the very best approach to use our resume samples here. This fo rm of resume can teens great in case you have minimum conventional work experience. If youre feeling uncomfortable about sharing facts about your professional life, you might not need a stranger to take charge of the plan practice. You may leave every one of them as is or customize a small bit so as to bring a personal touch to the presentation of your candidacy. How to Find Resume Examples for Teens angeschlossen Lets say you should purchase essay for college. Also be certain you tailor the document to the job youre applying for. If you get a particular skillset youre potential candidate to fit desired position. Last, dont neglect to take a look at our professional cover letter examples. Youre able to change pretty much every facet of your favorite template. Whatever template you decide on, youre given the simple design elements as the foundation for your own creation. Resume templates are one method to guarantee structure behind your resume. Each template offers struct ure, examples and tips so you dont need to start from scratch when creating your resume. The Upside to Resume Examples for Teens Anyone who would like to set you in charge of children may wish to see evidence that youre trustworthy and dependable. Getting the most of a resource that wont only help save you time, but is shown to elevate your odds of scoring a work simply is reasonable. All you need to do is point and click. Its cool that youre searching for a job to have some money, but you need some troubles with resume.

Tuesday, December 3, 2019

3 Tips to Shift Your Talent Acquisition Strategy With the Changing Market

3 Tips to Shift Your Talent Acquisition Strategy With the Changing MarketIn 2018, Korn and Ferry estimated there will be a global human talent shortage of mora than 85 million people by 2030. Just a few months ago, this seemed to be a highly-believable estimate. However, now there are predictions of a 2020 recession, meaning talent acquisition pros could see an unexpected flood of candidates.Yet despite the projected 2020 outlook, Jeff Daniels, a reporter at CNBC, says the national economy is forecasted to rebound in 2021. The ebb and flow and uncertainty of the economy is constant. And as a talent acquisition pro, you must prepare strategies for these fast-moving, drastic market shifts.Heres how you can adjust your talent acquisition strategies to keep up with the changing marketCut costs with new toolsNo matter what the outlook of the economy, youre always under pressure to reduce talent acquisition costs. However, those reductions need to be made without sacrificing the quality of talent you hire.Naturally, you want to implement every proven tool and take every reasonable measure to attract and hire top talent. But theres a vast difference in where you spend your budget during a talent shortage compared to a talent surplus. Unfortunately, when the market takes a drastic shift, youre more limited than ever because budgets tighten with the market.Reassess where your talent acquisition process needs the most help during a talent surplus. Tools focused on attracting or sourcing talent may take the back burner as more candidates enter your pipeline. Now, the most effective tools for your team could be automation and assessment software.In the instance of a talent surplus, you might be tempted to use AI to analyze candidate information. However, to operate effectively and accurately, AI needs a LOT of data, and especially data specific to the job opening. Without this predictive data, AI actually increases your likelihood of unconscious bias.Cutting talentacquis ition costs while adding new tools isnt just possible, its ideal.Click To TweetStreamline processesIn a tight labor market, the number of candidates you source and assess for each role is limited. A decline in the market causes those numbers to increase, oftentimes, rapidly. If youre not prepared for this shift, the sudden influx of qualified applicants makes it more challenging to quickly and effectively source the best-fitting talent.Its critical you focus on streamlining every step in the process to decrease time-to-hire and, as a result, cost-per-hire. Use tools, like interview scheduling software or recruiting chatbots, to cut time out of your talent acquisition process without negatively impacting the candidate experience.Scheduling software allows you to make one less time-consuming touchpoint while improving the candidate experience. Candidates actually feel more in control of the scheduling process. And you decrease the amount of time between application and having an inter view on the books.Streamlining your hiringprocess doesnt need to come at the cost of your candidateexperience.Click To TweetReview more applicantsNo matter what, your goal is to efficiently and effectively review talent in the early stages of the hiring process. During a talent shortage, however, it doesnt take as long to review candidates as it does during a talent surplus simply due to a lower number of candidates.Unfortunately, when the market suddenly shifts, you cant spend more time reviewing applicants without impacting some other area of your talent acquisition process. Its even more important to find talented and dedicated employees to help pull the company through any upcoming hardships.Additionally, candidates facing or in the midst of a recession are anxious. Theyll be even less willing to wait around for opportunities as you review an onslaught of applicants.Adding one-way video interviews to the early stages of your interview process helps personalize the process while quickly reviewing candidates for cultural fit and soft skills.Assess with your team what candidate information is critical at this early stage of the interview process. Then, determine the minimal number of questions candidates should answer to ensure youre effectively assessing who should move into the next round.

Thursday, November 28, 2019

Java Server Engineer Job Description

Java Server Engineer Job DescriptionJava Server Engineer Job DescriptionJava Server Engineer Job DescriptionThis java server engineer sample job description can assist in your creating a job application that will attract job candidates who are qualified for the job. Feel free to revise this job description to meet your specific job duties and job requirements.Java Server Engineer Job ResponsibilitiesDevelops server systems by designing, developing, and installing Java software solutions.Java Server Engineer Job DutiesEvaluates Web applications by studying systems flow, data usage, and data requirements.Plans server solutions by developing flowcharts, layouts, and diagrams defining system specifications, including functionality, connectivity, and security.Installs server solutions by applying Java tools building custom designs developing DBMS completing prototypes resolving problems.Validates server solution by developing and conducting test scripts.Improves server solutions by conduc ting systems analyses identifying problems evaluating alternative solutions.Updates job knowledge by studying upgraded Java development tools and programming techniques participating in educational opportunities reading professional publications maintaining personal networks participating in professional organizations.Protects client operations by keeping information confidential.Provides information by collecting, analyzing, and summarizing development and service issues.Accomplishes information services and organization mission by completing related results as needed.Java Server Engineer Skills and QualificationsJava, Java Beans, Java Servlets, JDBC Programming, Web Programming Skills, TCP/IP Networks, Software Development Process, Distributed Computing, Technical Understanding, Attention to Detail, Technical ZealEmployers Post a job in minutes to reach candidates everywhere. Job Seekers Search Java Server Engineer Jobs and apply on now. Find out more aboutwriting ajob description Maximize your Job Description ResultsMake the most of Hiring ToolsHow to Write a Job Description Resource Page

Saturday, November 23, 2019

What Ive Learned About Stuttering and Succeeding at Work - The Muse

What Ive Learned About Stuttering and Succeeding at Work - The MuseWhat Ive Learned About Stuttering and Succeeding at Work Did you forget your name? someone asked me at a networking event for marketing professionals a few years ago after it took me almost a minute to say it.No, I stutter, I politely replied. Oh my gosh. Im so sorry, he said I had no idea. I welchesnt upset. Hes right He didnt know. Theres so much mystery surrounding stuttering- a communication disorder that involves the involuntary repetition of words along with pauses and other disfluencies. But its actually quite common. According to The Stuttering Foundation of America, 1% of people worldwide stutter. Thats 70 million people in total and three million in the United States alone.Ive had a speech impediment since I welches three years old. In my case, stuttering usually manifests itself in terms of repetitions or prolongations My name is S-S-S-S-Samuel or Hhhhhello, hhhhow are you?Instead of being unhappy about the encounter at the networking event, I felt proud that Id brought up my stuttering. I welchesnt always so forthcoming about my speech impediment When I welches growing up and into my adolescence, I hardly spoke. Whether it welches at school or at work, I avoided most social situations out of embarrassment and fear of being ridiculed. But in my early 20s, I welches seeing a speech therapist who pushed me to be more open. In 2011, I attended the National Stuttering Association conference, the largest gathering of stutterers worldwide, and it marked a turning point. It was the first time Id met so many other professionals who stutter- lawyers, doctors, actors, and more- all in one place. It felt surreal, like some alternate reality where stuttering was the norm. To my surprise, everyone spoke without fear or embarrassment. They didnt care. In fact, they were proud. Stuttering was celebrated. Thats when I first realized that stuttering isnt something to be ashamed of- its just something I happen to do, and thats okay.The transition didnt happen overnight, but over the last eight years, Ive started to bring up my stuttering more. Ive talked to friends, family, and colleagues. Ive mentioned it in every job interview and been open about it at every organization Ive worked for. Heres what Ive learned first-hand about succeeding with a speech impediment.I Learned the Power of Owning My StutterIts so easy to give in to the fear and avoid speaking up, especially when people react negatively. Because it does happen. One of my first jobs was a summer internship at a nonprofit organization. One week, I had to cover the front desk and answer the phone, which terrified me to my very core. When I picked up a call from a woman asking about donations, I started to stutter and I could tell she was getting impatient.Can you just transfer me to someone else? she asked.Okay, I replied. Who would you like me to transfer you to?Anyone but you, she said. I immediately went to the bathro om and broke down into tears. I didnt regret being put on the phones, but I wished I had said something to her about my stuttering. At the time, I hadnt yet opened up about it and this faceless woman on the phone confirmed my worst fears about how people would perceive me. But it turned out that she was an anomaly.Three years later, I was interviewing for a PR role at aleidher nonprofit organization and I told the executive director that I stutter. This was the first time that I disclosed my stuttering in an interview, and he surprised me by saying, Oh, thats cool. He proceeded to ask me questions When did I start stuttering? Do I stutter more on certain words? Does it get worse in specific situations? We talked for nearly 40 minutes. Later that afternoon, he emailed me. I got the job.Im not sure whether he hired me because he respected my honesty, because he enjoyed our conversation or- could it be?- because he was impressed with my qualifications. But I learned an important truth Most people dont care about my stuttering, certainly not in the negative way Id thought they would. They look beyond it and actually listen.I realized how much Id been limiting myself due to the fear of what others may think. In the past, Id avoided contributing in meetings, even when I had something to say, and I didnt get to know my colleagues as much as I wanted to.But after that interview, I started stuttering openly and mentioning my stuttering more at work. I was no longer afraid of picking up the phone. I was speaking up in meetings and socializing with colleagues. I was owning my stuttering and no longer giving in to the fear. It felt like Id removed a weight off my shoulders, which allowed me to focus on my work and let my talents speak for themselves. My confidence was growing and, finally, I felt like myself.I Learned There Are Lots of Ways to Talk About My StutteringSince I started to open up about my stuttering in interviews and on the job, Ive explored several differen t ways of bringing it up. Ive tried the straightforward reveal of saying, I stutter, so it may take me slightly longer to say what I have to say. Other times, Ive alluded to it by mentioning my involvement in the stuttering community. Theres also the humorous approach that Ive taken in stand-up comedy and sometimes also use to break the ice with colleagues I stutter, so if you have plans tomorrow, you should probably cancel them. Over time, Ive evolved to the wear-my-stutter-on-my-sleeve approach. Well, more like a keep-my-stutter-on-my-desk approach. I now have a coffee mug with the words Keep calm and stutter on scrawled across the side.No matter how I bring up my stuttering, it helps my colleagues and bosses understand me and work with me better and it increases peoples understanding of stuttering and other communication disorders in general. Because there are so many misconceptions. About three years ago, I disclosed my stuttering in a job interview, to which the employer replie d, Oh, I just thought you were talking that way because you were nervous. I was nervous, but its the other way around I dont stutter because Im nervous, Im nervous because I stutter.According to the National Stuttering Association, this idea that people stutter because theyre nervous is one of a long list of myths that also includes false notions attributing stuttering to shyness, lower intelligence, bad parenting, emotional trauma, and more. Just like with any disability, employers may overlook people who stutter due to these stereotypes.By being open about my stuttering, Im dispelling these myths, letting employers know that Im not ashamed about how I talk, and, most importantly, reinforcing that my stuttering doesnt impede my job performance. And if they learn as much about me, they might also be more inclusive of others who stutter in the future. I Learned to Embrace the Benefits of My Speech ImpedimentI would argue that having a stutter enhances my job performance. Yes, you rea d that right. Stuttering actually has benefits in the workplace. Its taught me compassion, as Ive become sympathetic to other peoples needs. Its taught me perseverance, as Ive learned to cope and manage my stuttering. Its even allowed me to get to know my colleagues better. Eight years after the dreadful call with the woman during my internship, I was working for another nonprofit organization. I was in the kitchen when a colleague entered and glanced at the Keep calm and stutter on mug I was filling up.You know, she said, one of my former professors stutters, too. He was my favorite professor. He was engaging and hilarious.Back at my desk, I couldnt help but smile. My stuttering was out in the open and my colleagues didnt care. They accepted it. The interaction reinforced something I learned back in 2011 at the conference Despite and sometimes because of the fact that I speak differently, I can still make an impact and succeed at work.While my stuttering doesnt define me, its still a part of my life. And when I share it with others, it encourages them to open up, too. My stuttering has allowed me to connect with my co-workers and develop not only stronger personal ties with them, but also more productive working relationships.Dont get me wrong, its still frustrating when it takes me a minute to say my name or when I know exactly what I want to say, but I just cant seem to get the words out. But today I own up to my stuttering and I dont let it hold me back. Instead, I let it propel me forward and help me thrive at work and outside of it.

Thursday, November 21, 2019

What makes Americans take out personal loans

What makes Americans take out personal loansWhat makes Americans take out personal loansPersonal loans are an increasingly popular product, and people are using them to either consolidate some other type of debt, cover an emergency or fuel irresponsible consumption.Thats according to an in-depth study fromLendingTree, which looked at anonymized data from customers in 2018. The study is packed with lots of great insights about consumer debt, including a breakdown of the reasons for taking out personal loans by leistungspunkt score and across states.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreResearchers were able to show, for example, that people with low leistungspunkt scores frequently use personal loans to cover everyday expenses. On the other hand, people with high leistungspunkt scores tend to leverage personal loans for home improvements.This image was first featured on Howmuch.netThe tarif at which Americans are using personal loans is increasing, totaling some $125 billion in outstanding balances.The two most common reasons for taking out a personal loan is to consolidate debt and refinance credit card balances, symptoms of the larger problem of indebtedness in America.Lots of people say they use personal loans for other reasons, suggesting they are alternatives to payday and car title loans.The trends discussed in the LendingTree analysis are immediately clear in ur visual. The vast majority of borrowers are using personal loans to consolidate debt and refinance credit cards, combining for a total of 61% for all personal loans. Its easy to understand why. It would take most peopleover a year to repay credit card debt. Combining multiple debts with varying interest rates into one payment with a fixed rate makes sense.But heres the scary thing about our visualization. The third leading reason provided for taking out a loan is other, a vague category (14.6%) that could include many different things. The researchers at LendingTree suspect these loans are meant to cover everyday expenses and emergencies. That means people are turning to personal loans as a stopgap measure to avoid falling into poverty.In fact, the figures only represent a percentage breakdown of the reasons applicants provide when taking out a loan from LendingTree. They represent only a partial view of the entire personal loan market. Our visualization also says nothing about the size of the loans. People dont frequently take out personal loans for home improvements, but when they do, they probably take on much larger overall debt loads than those who use the money for a vacation.Most importantly, LendingTree acknowledges that people with low credit scores often use personal loans instead of payday and car title loans. Consumers are no doubt looking for products with the most favorable terms, including the lowest interest rate and flexible repayment terms. If youre going to take out a loan, it always pays to shop around.Indeed, theres a larger and deeper problem with consumer behavior when unsecured loans cannibalize other types of financially unhealthy debt. It begs the question, how long are current trends sustainable?This article first appeared on HowMuch.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong peopleWhat makes Americans take out personal loansPersonal loans are an increasingly popular product, and people are using them to either consolidate some other type of debt, cover an emergency or fuel irresponsible consumption.Thats according to an in-depth study fromLendingTree, which looked at anonymized data from customers in 2018. The study is packed with lots of great insights about consumer debt, including a breakdown of the reasons for taking out personal loans by credit score and across states. Researchers were able to show, for example, that people with low credit scores frequently use personal loans to cover everyday expenses. On the other hand, people with high credit scores tend to leverage personal loans for home improvements.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreThe rate at which Americans are using personal loans is increasing, totaling some $125 billion in outstanding balances.The two most common reasons for taking out a personal loan is to consolidate debt and refinance credit card balances, symptoms of the larger problem of indebtedness in America.Lots of people say they use personal loans for other reasons, suggesting they are alternatives to payday and car title loans.The trends discussed in the LendingTree analysis are imm ediately clear in our visual. The vast majority of borrowers are using personal loans to consolidate debt and refinance credit cards, combining for a total of 61% for all personal loans. Its easy to understand why. It would take most peopleover a year to repay credit card debt. Combining multiple debts with varying interest rates into one payment with a fixed rate makes sense.But heres the scary thing about our visualization. The third leading reason provided for taking out a loan is other, a vague category (14.6%) that could include many different things. The researchers at LendingTree suspect these loans are meant to cover everyday expenses and emergencies. That means people are turning to personal loans as a stopgap measure to avoid falling into poverty.In fact, the figures only represent a percentage breakdown of the reasons applicants provide when taking out a loan from LendingTree. They represent only a partial view of the entire personal loan market. Our visualization also sa ys nothing about the size of the loans. People dont frequently take out personal loans for home improvements, but when they do, they probably take on much larger overall debt loads than those who use the money for a vacation.Most importantly, LendingTree acknowledges that people with low credit scores often use personal loans instead of payday and car title loans. Consumers are no doubt looking for products with the most favorable terms, including the lowest interest rate and flexible repayment terms. If youre going to take out a loan, it always pays to shop around.Indeed, theres a larger and deeper problem with consumer behavior when unsecured loans cannibalize other types of financially unhealthy debt. It begs the question, how long are current trends sustainable?This article originally appeared on How Much.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Ben jamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people